A new study found that Detroit’s average car insurance rates are more than ten times that of the Winston-Salem, North Carolina, the city with the lowest average.
State Farm offers an insurance policy there for $25,300 a year while Hanover offers a policy for $4,854. Politics and law play a major role in a city’s car insurance rates. Detroit’s average annual premium is $10,723.22, making it the most expensive city in the country for auto insurance.