Sovereign Risk Solutions

Phone: 678-996-3400
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Why is the premium for a wheelchair vehicle different than an ambulatory vehicle?

A much higher percentage of accidents occur with wheelchair vehicles than with ambulatory vehicles, as you are transporting a more medically fragile person.  Why?  Wheelchairs are complicated instruments, vary greatly from manufacturer to manufacturer, are difficult to secure, and are typically unstable.  Frequently, wheelchair incidents occur when there is no automobile accident, they’re simply as a result of improper wheelchair securement.  Insurance companies typically charge more to insure a wheelchair vehicle because its exposure to loss is greater than transporting an ambulatory patient.

A good risk management program for medical transportation companies should include significant training and regular re-training of drivers to ensure they understand the science of wheelchair securement, including the correct way to attach tie-downs and lap belts, and responding to emergency situations.

Establishing a ‘safety first’ corporate culture virtually guarantees to lower the cost of risk and lower insurance premiums over the long term.  Instilling in your drivers the need to always double-check that their wheelchair and passenger are completely secure before transport can be the difference between low premiums one year and high premiums the next.

 

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Non-Emergency Medical Transportation Insurance

"I worked with John, he was very easy to work with and answered all of my questions; he was always available to communicate by phone and email. I look forward to doing more business with him as my company grows. I would recommend Sovereign Ri...

Brian Taylor
Super Sovereign!

"Sovereign Risk Solutions was awesome! As a new company in the industry, I knew a lot about nothing. The people at Sovereign put away the rumors gathered from my "what's your opinion" research and explained the process in a very easy-to-unde...

Larry Webb
Impeccable and Effective

"As a brand new company, one of my biggest fears was my insurance expense. Working in the transportation industry previously, I knew how difficult and tedious this process could be if you are working with the wrong agent and broker. Thankfu...

Felix Carrion
NEMT Insurance

"Working with Sovereign was a joy, they were very informative about what I needed and helpful to my needs as a customer. Not only was the quote cheaper than I expected, the people at Sovereign Risk Solutions were very easy to work with and...

Joseph Mounts
Mounts Medical Transportation
Non-Emergency Medical Transportation

"I received great customer service from Sovereign Risk Solutions, they are very professional and efficient; the whole process was quick. I also am very happy to inform that I am saving over $15,000.00 for the year! Looking forward to continuin...

Shawnee Glass
Galvez Medical Transportation

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WHAT OUR CLIENTS SAY

Competent, Organized, and Reliable

Amanda Cruz and everyone at Sovereign Risk always meets or exceeds my expectations and needs. They are very caring, c...

LARRY HUTCHINSON
Virginia Non-Emergency Medical Transport

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