Sovereign serves clients across all sectors of this dynamic industry, from fast food and fine dining to resorts and motels.
Risk & Industry Specialization
We align our resources with your business activities and work with you to establish solid risk management goals. Our industry experts thrive on new challenges, and after we analyze your specific business needs we will craft a strategy that gives you piece of mind. Whether your business is an extended stay hotel or a five star restaurant, we know how to mitigate your risk.
The business classes we support include, but are not limited to:
- Hotels
- Restaurants
- Franchisees
- Golf Courses
- Extended Stay Apartments
- Bars & taverns
- And more…

We understand that the business of hospitality is vulnerable primarily because of the “fluid nature” of the business and the work that hospitality employees engage in. These work activities create circumstances where injuries can occur. Activities such as cleaning, food & beverage serving, valet parking, maintenance, lifting, walking, etc. all create opportunities for injuries, property loss, and liability claims to occur. These are loss exposures that are very real and that if left unmanaged will eventually have an adverse, if not devastating, effect on an organization’s profitability and reputation.
Our Commitment to the Hospitality Industry
Let us assess your program and then work with you to map out a risk management strategy for an ongoing proactive program to include: workers comp claims reduction, property protection and loss prevention, liquor liability exposure reduction, product liability, cyber liability, insurance program cost containment, proactive claims expense management, improved hiring practices, safety program design, premises liability reduction, crisis and emergency management, etc.