Sovereign clients span the spectrum of Social Service organizations from residential facilities for juvenile behavioral health to non-profit organizations specializing in community services of all types. The diversity of exposures associated with the social services environment requires a special understanding of the risk profile as well as a broad relationship with the underwriting community which serves this “industry”. Sovereign portrays both understanding and broad relationship components to assure the Social Services client the best pricing and coverage outcome.
Because the budgetary concerns of the members of this community necessitated by private donors, special events to attract funding and the unique make up of boards of directors and corporate sponsorships, Sovereign appreciates the “most for the least” coverage and pricing imperatives demanded by this community.
We assist clients in this environment with the design and implementation of a program which will meet their needs and has the ability to grow as coverage requirements become more complex as the exposure matures and the risk inherent with the growth in exposure expands as well.
Some coverages we represent are:
- Professional Liability
- General Liability
- Special Events Liability
- Abuse and Molestation Liability
- Active Assailant Liability
- Directors’ and Officers’ Liability
- Fiduciary Liability
- Kidnap & Ransom
- Cyber Liability
- Automobile Liability
- Employment Practices Liability
- Active Shooter Liability
- Workers’ Compensation
- Property / Inland Marine
- Commercial Crime